Vijenthiran Vijayaratnam
AMP # M08002899
 
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DEBT CONSOLIDATION

Do you feel like you are struggling with debt? Would you like to slash your monthly payments freeing up hundreds of dollars of your hard earned money each month? Do you feel that your debt is causing a lot of worry and keeping you up at night? At Vijay Financial, we understand that you work hard for your money, and we can show you how you can take control of your finances allowing you to focus on the more pleasant things in life, as opposed to focusing on your debt.


WHAT IS DEBT CONSOLIDATION?

Debt consolidation is when you take all your debts, such as your mortgage, credit card balances, car loan, line of credit, etc, and combine them all into one mortgage loan leveraging the equity in your home. By consolidating all this debt into a single mortgage loan with a lower interest rate, you are able to save potentially hundreds of dollars per month.

IS DEBT CONSOLIDATION RIGHT FOR YOU?

The first step is to determine if your home has equity in it. The definition of equity is the difference between the market value of your home and the amount owed on it. For example, if your home is worth $300,000 and you owe $200,000 on your mortgage, then your equity is $100,000 (300,000 – 200,000 = 100,000). Depending on your situation, you can refinance your home up to as much as 95% and sometimes even 100% of its value. Often people throw away hundreds of dollars per month towards their debts while they have valuable equity in their home just sitting there when it could be saving you money every month. Let's change that!

The next step will be to see if it will actually save you money. At Vijay Financial, our highly trained mortgage brokers will analyze your situation inform you of your options. We can then make suggestions as to which option will be best for you, leaving you to make the final decision. Our job is to make things easier for you, so sit back and let us to the work for you. You can get now and contact us, or Apply Online now.

HOW DEBT CONSOLIDATION WORKS

Debt consolidation allows you to take advantage of lower mortgage rates and say goodbye to high credit card interest. Some credit cards have interest rates as high as 30%! Why give all that money away to the banks when you could keep it in your own pocket?
CONTACT ADDRESS
585 Middlefield Road, Suite 16.
Toronto, ON. M1V 4Y5
Tel: 416.732.7784
Fax:416.335.4634
vijayfinancial@gmail.com
www.vijayfinancial.net
 
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